The Indianapolis Division of the United States District Court for the Southern District of Indiana recently issued a favorable decision of one of the clients of John Steinkamp & Associates. Kimberlin Gibson, had received a letter from Creditors’ Service identify on whose behalf it was collecting.
We filed a lawsuit on behalf of Ms. Gibson against Creditors; and as the case progressed, it came to light that Creditors’ had included multiple accounts, over a period of years, in the single letter.
Creditors’ also had only been collecting for a single creditor, despite its assertion of “Multiple Creditors.” Creditors’ aggressively defended itself and the case was litigated in court until the recent decision in Ms. Gibson’s favor.
In the end, the Judge found that by including the multiple accounts, incurred over a long period of time, but without disclosing how much was owed to which account, was a violation of the Fair Debt Collection Practices Act.